Sunday, May 21, 2017

One of a kind custom built home in the prestigious subdivision

979 Prairie View Court, Washington, MO. 63090:





Here is your chance at owning a one of a kind custom built home in the prestigious subdivision of ming estates. Enter the front double door to a beautiful open floor plan with custom wood work, 42' cabinets, stunning mantel. Master suite on main level with fireplace and large bath w/separate sinks, jacuzzi tub and separate shower. The kitchen is every chefs dream and great for entertaining. There are granite counter tops, island, walk in pantry, double oven & convection oven and cabinets galore. Back covered deck off kitchen also great for entertaining or relaxing. There are four bedrooms on the upper level with bonus sitting area and deck. Your guest and or children will love the privacy outside their rooms. There is a jack & jill bath for 2 br and a full bath in one room, both with jacuzzi tubs. So many extras such as intercom/6 disk cd changer, sprinkler system, all granite counter tops and 2 staircases. Make your appointment today to view and or watch for scheduled open houses.













Wednesday, May 17, 2017

USDA Rural Development Guaranteed Loan Program

Below are the USDA/Rural Development Guaranteed loan program’s newly published income limits for St. Charles, Jefferson, Lincoln, St. Francois, and Warren Counties.


St. Charles
Franklin
Jefferson
Lincoln
St. Francois
Warren
1  - 4 Occupants
$85,700
$85,700
$85,700
$85,700
$78,200
$85,700
5+ Occupants
$113,100
$113,100
$113,100
$113,100
$103,200
$113,100
* Income limits are based on total household income, not just the borrower(s) income on the loan.

Did you know...?

·         USDA loans are available for the purchase of a primary residence in an eligible area.  Curious about a property’s eligibility?  CLICK HERE to view USDA’s eligibility website.
·         USDA loans are 100% financing / $0 down. 
·         There is NO monthly mortgage insuranceInstead borrowers pay a “USDA Annual Fee” with their monthly payment that’s 0.35% of their loan amount. FHA’s monthly PMI is 0.85% so borrowers will typically pay less per month with USDA financing vs FHA.
·         USDA loans are NOT limited to first time homebuyers.
·         MINIMUM CREDIT SCORE REQUIREMENT:  600
·         Borrowers with no credit score may also be eligible for USDA loan financing.


Amy Hess
Senior Mortgage Banker
16150 Main Circle Dr. Suite 220
Chesterfield, MO 63017
Work: 314-872-0998 | Mobile: 573-291-2704 | Fax: 314-219-8575
NMLS ID: 58000 | Company NMLS: 224149 
ahess@flat-branch.com | flatbranchhomeloans.com 
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Friday, May 12, 2017

4 bedroom in central St. Charles County

4 bedroom in central St. Charles County - Classified Ad









Conveniently located in central St. Charles co.! The kitchen alone offers KraftMaid Maple Custom Cabinets with Cherry Trim, glass cabinet doors, ceramic backsplash, bay window, recess lighting, and a huge island. Off the kitchen is the spacious family room with built-in bookshelves, and one of the two wood-burning fireplaces. Living room, dining room, entry foyer and newly updated half bath complete the main floor. Functional floor plan perfect for a family! The Master Suite is a dream at 20 feet X 14 feet with w/b fireplace, vaulted ceiling, walk-in closet and full bath with double sink vanity. An additional three bedrooms along with another full bath with a custom vanity and laundry chute complete the second floor. Brand new 6 panel doors throughout entire house! Andersen French Doors lead to the large patio area. The backyard is an oasis of several serene areas for peaceful gatherings along with lots of shade for complete comfort on the patio that boasts a new vinyl white fence.



34 Shadow Creek Dr, St Peters 63376







to view call 216-513-0927



Laura Ludwighttp://www.lauralei.net
314-503-1186
$195 Flat Fee MLS Listings
Lauralei Properties, LLC

Wednesday, May 03, 2017

Former Display home. This beautiful 4 bedroom, 2.5 bath home (Real Estate For Rent)









Former Display home. This beautiful 4 bedroom, 2.5 bath home has a brick and stone front with a 3 car garage. The home features a large, open split bedroom floor plan. There is a fabulous great room with a gas fireplace, vaulted ceilings, custom kitchen with breakfast room and a coffered formal dining room with pillars. The home also features a coffered master bedroom with an awesome master bath and huge walk in closet. Excellent schools.

Monthly Rent $2,700



2364 The Courts Dr, Chesterfield, MO 63017





to view call 618-530-7659




 Laura Ludwig

http://www.lauralei.net


314-503-1186





Ask about our$195 Flat Fee MLS Listings



Lauralei Properties, LLC

Sunday, April 23, 2017

3 bedroom ranch - move in ready







578 Highland Ridge Dr, Ballwin, MO 63011



$239,000

3 bed 2 bath

1464sq

.276 acres

1964 year built

53 years

parkway west

2 car garage



Three bedroom 2 bath ranch home with lovely hardwood floors, move in ready! 2 car attached garage,

separate dining room and partially finished lower level







to view call 314-421-9861



Laura Ludwighttp://www.lauralei.net
314-503-1186
$195 Flat Fee MLS Listings
Lauralei Properties, LLC


What Makes a Home Smart?

What does a house have to have to be considered a smart home


"Smart Home" is the term commonly used to define a residence that has appliances, lighting, heating, air conditioning, TVs, computers, entertainment audio & video systems, security, and camera systems that are capable of communicating with one another and can be controlled remotely by a time schedule, from any room in the home, as well as remotely from any location in the world by phone or internet.

Some sources say a home must have an Internet connection and at least three different kinds of smart technology to be considered a smart home.


Most products are available in one of four protocols : X10, Z-Wave, UPB and EnOcean.  They are all compatible with the internet, phone, and cell phones.

Today's smart home is still learning with some of these products:

  • smartwatch
  • Wi-Fi enabled bulbs
  • Smart thermostats
  • connected coffee
  • washing machines
  • smart security systems
  • horticulture to even water your plants


Remember these products can be finicky from time to time, but don't let that stop you from exploring the possibilities and make your home smarter!

3 bedroom ranch in florissant, mo - modern renovations








Pride of home ownership awaits! Modern renovations for this cozy ranch, featuring beautiful hardwood floors, custom tile work in bathrooms, and charming details throughout. Enjoy entertaining family & friends in your remodeled kitchen and living room, or host everyone for BBQ on your new backyard deck with spacious yard. Master suite will call your name to unwind and relax in your private retreat. You will find ample storage in your clean and expansive basement. Welcome home!

1075 Ramport Dr, Florissant, MO 63033

$111,700

to view call 314-496-5502

Laura Ludwighttp://www.lauralei.net
314-503-1186
$195 Flat Fee MLS Listings
Lauralei Properties, LLC