Tuesday, February 14, 2017

beautifully maintained Ellisville 2-story w/curb appeal (Real Estate Homes)

beautifully maintained Ellisville 2-story w/curb appeal (Real Estate Homes):

Pristine & beautifully maintained Ellisville 2-story w/curb appeal, 5 bedrooms, 3 full and 2 half baths w/approx. 4500 sq ft of well-appointed living space. Special amenities include stunning 2 story entry with a t-staircase, beautiful hardwood & tile flooring, vaulted ceilings, bays, Palladian windows, plant shelves. Home sits on a beautifully landscaped, private .42 acre cul de sac lot, backing to trees & common ground with patio. Additional amenities include 3 car garage, central vacuum, zoned HVAC & AAA rated Rockwood Schools. New interior paint, New James Hardie cement siding & Roof (50 Yr Warranty Architectural shingles), New 2 central AC units/ Furnaces, Hardie Board porch ceiling for great looks and easy maintenance. Home is across the street from Ridge Meadows Eliminatory School, Upgraded Kitchen with Marble Counter Top & 32 Inch Cabinets with Full Finished Basement(Lower Level is really nice for relaxing family time & casual entertainment with lovely office/hobby room ect.,)
804 Springbirch Ct, Ellisville 63021
to view call 314-629-4435

Laura Ludwig



Ask about our$195 Flat Fee MLS Listings

Lauralei Properties, LLC

Friday, February 03, 2017

housing market - feds leave rates unchanged this week

Please enjoy this quick update on what happened this week in the housing and financial markets.

The Fed concluded the most recent FOMC meeting and announced there would be no policy rate increases. The next FOMC meeting is scheduled for March 14/15.
Economic activity in manufacturing expanded in January, surpassing economists' expectations. Manufacturers grew at the fastest pace in more than 2 years.
The Consumer Confidence Index dropped in January after reaching a 15-year high in December. Despite the slight drop, consumers remain confident overall.

Construction spending was down slightly overall in December. However, spending on residential structures was up 0.5%.
Despite an increase in mortgage rates, pending home sales rose 1.6% in December compared to November. Sales were up 0.3% year-over-year.
Home prices continue to rise, up 5.6% in November according to Case-Shiller. Increases are supported by rising personal income & decreasing unemployment.

When an employment application asks who is to be notified in case of emergency, I always write, “A very good doctor."

Rate movements and volatility are based on published, aggregate national averages and measured from the previous to the most recent midweek daily reporting period. These rate trends can differ from our own and are subject to change at any time.

Christopher Gianino
Pinnacle Real Estate Advisor by Gershman Mortgage
Vice President
NMLS 252641
(314) 280-5662

Wednesday, February 01, 2017

Federal Funds Rate to remail low

The Federal Reserve met today and decided that the Federal Funds Rate will remain low - holding steady between 0.50% and 0.75%.

Since financial market experts predict several rate increases in 2017, now is the time to get your finances in order before mortgage rates rise.

When the Fed Funds Rate is low, the Fed is attempting to promote economic growth. This is because the Fed Funds Rate is correlated to Prime Rate, which is the basis of most bank lending including many business loans and consumer credit cards.

It's a common belief that the Federal Reserve "makes" consumer mortgage rates. It doesn't. The Fed doesn't make mortgage rates. Mortgage rates are made on Wall Street.

Monday, January 09, 2017

Open Sunday - OPEN SUNDAY jan 15 and jan 22 from 1-3PM

Exceptional two story home on a tree lined cul-de-sac in a highly sought after West County neighborhood. The entryway opens into a spectacular two story foyer with custom tile flooring and turned staircase. The main floor boasts a freshly updated kitchen with gorgeous granite countertops and brand new stainless steel appliances. The large custom designed double deck is perfect for entertaining with a secluded tree lined view. The upstairs includes a large master suite with a luxury bath and jacuzzi tub, separate shower and double sink with plenty of cabinet space plus three additional spacious bed rooms. The lower level comes with a huge finished, walk out basement with full bath, plenty of space for both game room, office or additional bedrooms and plenty of storage. An easy to maintain yard and hassle free landscaping gives you more time to do the things you enjoy. This is a turnkey must see home! It is located at 1759 Warmington Ct. Ballwin, Missouri in the Parkway School District.

OPEN SUNDAY jan 15 and jan 22 from 1-3PM

To view call 314-503-6430

Laura Ludwig

Ask about our$195 Flat Fee MLS ListingsLauralei Properties, LLC

Tuesday, January 03, 2017

Trendy freshly renovated home in the Webster Groves school district.

 1 2 3 4 5 6
3BR / 2Ba 972ft2

Trendy freshly renovated home in the Webster Groves school district. Newly finished hardwood floors, this 3 bed 2 bath home are move in ready. With over 1944 square feet of living space including brand new kitchen cabinets, Granite countertops, stainless steel appliances, glass tile backsplash, custom tile bathrooms, new windows, roof, gutters, siding, wood burning fireplace, the list goes on. Walkout basement is fully finished with tile flooring and wet bar. Home has two washer/dryer hookups for convenience. This home is in a great central location-close to shops, restaurants, major highways, and nestled in highly sought after Webster School District.
203 Almentor Ave, St Louis 63119

To view call 314-441-6561

Laura Ludwig


Ask about our
$195 Flat Fee MLS Listings
Lauralei Properties, LLC


Monday, January 02, 2017

Total solar eclipse in St. Louis 

St. Louis area residents and visitors are in for a real treat on August 21, 2017.

Just after 1pm on this Monday with many schools already in session, the Moon will get between the Earth and the Sun and cast a shadow over Earth.  Darkness will fall in the middle of the day.  Planets and stars may appear.

 The temperature could drop 10-15 degrees.  Animals and insects may behave like nightfall has set.  You may think you have seen a "total" solar eclipse before, but chances are you have not.  Most likely you saw a "partial" eclipse like the one that just occurred in 2014.  The last total solar eclipse occurred in St. Louis in the year 1442 (not a typo). 

12 states and 12 million people live directly within the path of totality.  Missouri ranks #1 in of the states in the path with 3.4 million of its residents living directly in the path of totality.  St. Louis has 1.6 million residents living within the path of totality and is tied with Nashville for the most number of residents living directly within the path.
Image result for total solar eclipse

Saturday, December 31, 2016

FOR SALE - Two conjoined buildings make up the 13,000 sq ft mixed-use property.

* Two conjoined buildings make up the 13,000 sq ft mixed-use property. * Located on Main St. Festus, MO 63028. Main street is currently undergoing revitalization. * Income is $5010.00/month and $60,120.00/year. * Contains 10 units. (7 offices/retail spaces ranging from 300-2800 sq ft.) One of the units is 1850 sq ft and contains 7 individual offices) It also has 3 apartments- 1X 3bdrm (1000 sq ft) with hardwood floors, 2 x 2 bdrm- 1 is 850 sq ft with hardwood floors and the other 1000 sq. ft. * Having both commercial and residential units in one building helps to protect against large changes in either market. * Located just 25 minutes south of St. Louis.. * All units have been recently renovated. * Current occupancy is 100%. Has been over 90% the last 10 years. * Motivated seller.

To view call


Laura Ludwig


Ask about our
$195 Flat Fee MLS Listings
Lauralei Properties, LLC